Check with the Chesapeake Bay Maritime Museum in Maryland.They have more than 200 boats a year donated to them, including new boats in the $100,000 range. They sell them cheap to expensive. I was just up there and some of the boats I looked at ranged from $750 to $50,000. Many were fixer uppers and in bad shape internally, but solid hulls and decks. Post on Craigslist, and check out "free boat" on Craigslist as well. There are several websites (paid memberships of $19.95 and up of course for the year) that list free boats. There are some good deals out there, but the folks here are right, you get what you pay for. Consider selling everything you have to raise the money you need. Spend at least $10,000. Hold a fundraiser etc. etc. and in the end, sell your car if you have one. That should net you some money. And consider a loan. You're going to need slip fees, haul outs, painting, insurance, repairs, fuel costs. Do your research and set some goals. It's possible. I'm doing the same thing - looking for an affordable, but in good shape boat. Best of luck to you.