Go Back   Cruiser Log World Cruising & Sailing Forums > Cruising Forums > General Cruising Forum
Cruiser Wiki Click Here to Login

Join Cruiser Log Today

Thread Tools Search this Thread Display Modes
Old 04-20-2011, 01:57 PM   #1
Join Date: Apr 2008
Home Port: Stockton, MO
Vessel Name: Ceilidh
Posts: 160

I am having trouble acquireing Liability Insurance (3rd Party) for my boat that will cover others on my trip down island... I can get US insurance no problem. But when I leave US waters my coverage diasappears! I am confident that some here will have the answer... Help!


Wildernesstech is offline   Reply With Quote
Old 04-21-2011, 12:30 AM   #2
redbopeep's Avatar
Join Date: Jun 2007
Home Port: Washington DC
Vessel Name: SV Mahdee
Posts: 3,236

Hi there

After we sold our house (which we had insured with Fireman's Fund) we obtained a renter's policy from them and a $1,000,000 "excess liability" policy that amazingly covered our Rawson 30 OR any boat that we owned up to 45 ft, anywhere in the world. Amazing really. I still have a hard time believing it. The renter's policy was about $500/year for $250K of covered goods and $100K of liability. The "excess liability" (sometimes called an umbrella policy) was about $400/year as well. Boat insurance for a small, cheap boat like the Rawson would have likely been cheaper but we needed the umbrella policy for other reasons. We still bought BoatUS insurance because it was cheap on the Rawson and easier to get a marina to understand that yes, we're insured, than the Fireman's Fund policy. We now keep BoatUS stateside for our boat and have USAA for a "worldwide" renters' policy and umbrella liability policy.

Most of these umbrella policies have limits on boat size from 30 ft, 35 ft, 45 ft, etc. Our boat is larger than the limits unfortunately so it's a moot point for us.

If you're eligible to use USAA, you might consider it for the renter's insurance--your household goods/clothes/everything are covered even if on your boat--no the boat is not covered but all the stuff you own that isn't part of the boat is covered worldwide. USAA boat policies used to cover worldwide but now are limited to US, btw.


PANTAENIUS and Jackline are names that come up in conversation regarding insurance outside of the USA.

I know Ken (Trim50) was trying to get BoatUS insurance extended on the West Coast down to PV Mexico. You might give Boat US insurance a call to see what they can do if anything for you. Probably not, but hey, they may have an associate company

Lloyds does a great job with hull insurance but I don't know about just liability.

Here are topics on bluewater insurance on the forum:





"Do or do not. There is no try." - Yoda

What we're doing - The sailing life aboard and the Schooner Chandlery.

redbopeep is offline   Reply With Quote
Old 04-21-2011, 12:39 AM   #3
JeanneP's Avatar
Join Date: Jul 2004
Posts: 2,098


International Marine Insurance Services

462 Kent Narrows Way N

Grasonville, MD 21638-3758


They are agents for Markel Insurance, which offers the Jackline policy, which we have for Watermelon.

Al Golden is the president, and they are very good, very prompt.

We have had very good service from them, including a very large claim 2 years ago.
In 1986 we went cruising for a few years. After 20 years and 50+ countries and several oceans, we are STILL "cruising for a few years".

MV WATERMELON (New) | Cruiser's Dictionary, free ebook

= Cruiser's Dictionary, North America,
JeanneP is offline   Reply With Quote
Old 04-21-2011, 02:14 AM   #4
Join Date: Apr 2008
Home Port: Stockton, MO
Vessel Name: Ceilidh
Posts: 160

Thanks Gang,

I sent IMIS a quote request earlier today. Pantaenius also. We shall see what comes out in the wash?
Wildernesstech is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Austalian Liability Insurance Requirements? Trim50 Regional Discussion Topics 5 07-12-2011 01:00 PM
Cruising Insurance Trim50 General Cruising Forum 3 03-27-2009 03:59 AM
Cruising Insurance sniper0885 General Cruising Forum 18 06-13-2008 04:38 AM
Liability Insurance Without Hull-survey? Need Help dreamerfl General Cruising Forum 17 02-10-2008 12:41 AM
Liability Insurance IanD General Cruising Forum 5 01-11-2006 08:43 PM

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

RV & Travel Trailer Communities

Our RV & Travel Trailer sites encompasses virtually all types of Recreational Vehicles, from brand-specific to general RV communities.

» More about our RV Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

All times are GMT. The time now is 11:47 PM.

Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
SEO by vBSEO 3.6.0