Keep in mind, charter yachts are "rode hard, put away wet".
They can be pretty beaten up by the time they come off charter. cosmetically they are often pretty good, but it's the care of the engine, sails, etc. that leaves a lot to be desired.
Take a look at my photos of Hurricane HUGO (1989). http://www.cruiser.co.za/hostmelon4.asp
, especially the lovely charter yacht with its sails in rags. boats left in the Caribbean for hurricanes can be damaged and you need to find out how badly.
Sorry, too many people get snookered - see other posting on this topic http://www.cruiserlog.com/forums/top...?TOPIC_ID=1732
Leaving tghe boat in the hurricane belt during hurricane season will cost you. Ask Al golden, IMIS insurance www.IMIScorp.net